Shopping Online

Shopping Online

Five Reasons for Shopping Online

It seems as if everyone else is doing it - shopping online , that is. There is the employee who bought all their Christmas gifts online without ever setting foot in the crowded local mall.
Or the friend who has won a bunch of like-new, brand-name baby clothes on eBay. Or your son's college roommate who paid hundreds of dollars less than your son did for his college textbooks, simply because he ordered them online instead of from the university bookstore.

If you 've been meaning to learn how to shop online - whether at an online retailer like or an auction site like eBay - it's time to stop procrastinating, conquer your fears and dive into the water in cyberspace. You are not alone miss the bargains, convenience and worldwide product selection, you are actually losing money.

1) Hot Deals:

With the increasing popularity of price - comparison websites, it's easier than ever to find a low price on a product you want. I just typed " iPod Nano 8GB MP3 Player" in one of these specialized search engines, and got 33 results with prices ranging from $229.99 to $292.75 Dollar - it's a $62.76 price difference. The search engine also lists available discounts and included in the shipping costs.

2) Convenience:

Not much explanation needed here - you can shop from home at 3 in the morning while wearing your pajamas. You can shop from work during your lunch break. You can shop from the hotel room when you're stuck overnight in the middle of nowhere. And you do not have to fight crowds, prowling parking for an empty space or drag screaming kids around.

3) Select the product:

When you shop online, you are not limited to the stores within driving distance or even the stores you know. You can shop just as easily from a home-based artisan from an exclusive upscale department stores like Saks Fifth Avenue.

But you already know about offers and convenience, and selection. So why have not you started shopping?

Here are two additional factors that may encourage you to start.

4) Shopping Online is safer than shopping offline

A study by Paypal UK published in November 2006 found that you are much more likely to be a victim of physical theft in your hometown, than to suffer fraud in the digital world.

More than a third of respondents (35%) had been exposed to property theft, but only 15% of British adults surveyed had been victims of online fraud. Similarly, about 71% of Brits know someone who has had their wallet or purse stolen, but only 29% know a victim of online fraud.

And despite rumors to the contrary, paying with a credit card at a reputable website is almost no risk if you follow commonsense precautions. Online merchants know the importance of safe payments, and U.S. buyers are protected by the Fair Credit Billing Act.

(You can dispute charges under this law, and even if your credit card is used fraudulently, you generally would be held liable only for the first $50 in charges.) Other payment processors such as Paypal offer their own protection fraud.

It is just as safe to buy online as it is to hand over your credit card to the waiter at the restaurant, which whisks it out of sight for several minutes!

5) Not Shopping online can cost you money:

In addition to the savings that can be achieved by comparing the prices, savvy online shoppers discovered ways to actually get paid to shop. There is a whole industry devoted to educating online shoppers how to get money back for the purchase, how to earn money or points for shopping and how to get offers for free and sometimes very valuable products online.

Most of that money - earnings, money-making shopping strategies are cumulative - small discounts or points earned add up over time to hefty bonus checks or free gift cards. (I have a $50 gift card in my wallet from Pier One Imports, which I got for free, and I want to send to another $100 gift card as soon as I decide whether to get it from Target or Home Depot.)

There is no better time than today to educate yourself about shopping online - when you're not in a hurry, you can start small and do not have to buy ten gazillion gifts with next Sunday.

If everyone else can do it, so can you!